Travelers Trust

woman traveler

Travelers Insurance can make your trip abroad safer and more enjoyable. Low-cost premiums with great benefits have earned our insurance a 'thumbs-up' among businesspeople, holiday travelers and even exchange students! Trip interruption coverage, lost luggage, accidental death and dismemberment, medical emergency evacuation and much more...

Benefits & Limits

Overall Maximum Coverage Limit:

Age 80 or older: $10,000

  • Age 70 to 79: $50,000, $100,000, or $250,000
  • All others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000

Maximum Coverage Limit per Injury or Illness:

Age 80 or older: $10,000

  • Age 70 to 79: $50,000, $100,000, or $250,000
  • All others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000

Coinsurance:

Underwriters will pay 100% of eligible expenses after the deductible up to the overall maximum limit.

Deductibles:

$0, $100, $250, $500, $1,000, $2,500 or $5,000 per Certificate Period. Underwriters will pay 100% of eligible expenses after the deductible up to the overall maximum limit.

Hospital Room and Board:

Average Semi-private-room rate, including nursing services.

Intensive Care Unit:

Up to the overall maximum charges.

Outpatient Treatment:

Up to the overall maximum charges.

All Other Eligible Expenses:

Up to the overall maximum charges.

Acute Onset of Pre-existing Condition:

Overall Maximum Limit (excludes chronic and congenital conditions). Only available to those under the age of 80.

  • Age 70 to 79: Up to the overall maximum limit or $100,000, whichever is lower
  • Under age 70: Up to the overall maximum limit
  • Up to $25,000 lifetime maximum for Emergency Medical Evacuation

Emergency Dental - Acute onset of pain:

Accident: Overall Maximum Limit
Acute Onset of Pain: $300 limit per Certificate Period
(not subject to Deductible)

Local Ambulance:

Usual, reasonable and customary charges, when covered illness or injury results in inpatient hospitalization.

Emergency Medical Evacuation:

$1,000,000 Maximum Lifetime Limit, except as provided under Acute Onset of Pre-existing Condition (not subject to Deductible)

Repatriation of Remains:

Up to the overall maximum limit. (not subject to Deductible)

Emergency Reunion:

Up to $100,000, subject to a maximum of 15 days (not subject to Deductible)

Trip Interruption:

Up to $10,000 (not subject to Deductible)

Lost Checked Luggage:

$1,000 limit per Certificate Period (not subject to Deductible)

Hospital Indemnity:

$100 per day of inpatient hospitalization (not subject to Deductible)

Terrorism:

$50,000 Maximum Lifetime Limit (Eligible Medical Expenses only)

Accidental Death and Dismemberment:

Excludes loss due to common carrier accident. $250,000 maximum benefit for any one family or group. Not subject to deductible or overall maximum limit.


Members under age 18:

  • Lifetime Maximum - $5,000
  • Death - $5,000
  • Loss of 2 limbs - $5,000
  • Loss of 1 limb - $2,500

  • Members 18 - 69:
  • Lifetime Maximum - $25,000
  • Death - $25,000
  • Loss of 2 limbs - $25,000
  • Loss of 1 limb - $12,500

  • Members age 70—74:
  • Lifetime Maximum - $12,500
  • Death - $12,500
  • Loss of 2 limbs - $12,500
  • Loss of 1 limb - $6,250

  • Members age 75 and older:
  • Lifetime Maximum - $6,250
  • Death - $6,250
  • Loss of 2 limbs - $6,250
  • Loss of 1 limb - $3,125

Common Carrier Accidental Death:

Not subject to Deductible or Coinsurance - Members under age 18: $10,000, Members age 18 - 69: $50,000, Members age 70 - 74: $25,000, Members age 75 and older: $12,500. $250,000 Maximum per family. Not subject to deductible or overall maximum limit.

Sports Coverage:

Injuries due to non-contact and non-organized amateur sports and athletic activities (see also sports in Exclusions)

Physical Therapy and Chiropractic

$50 per day (must be ordered by physician)

All Other Eligible Medical Expenses:

Up to the overall maximum charges

Natural Disater - Replacement Accomodation

Maximum $250 per day for 5 days (not subject to Deductible)

Political Evacuation:

$10,000 Maximum Lifetime Limit (not subject to Deductible)

Return of Minor Children

$50,000 limit per Certificate Period (not subject to Deductible)

Local Burial or Cremation:

Up to the overall maximum limit (not subject to Deductible)

Pet Return:

$1,000 per Certificate Period (not Subject to Deductible)

Crisis Response- Ransom, Personal Belongings, Crisis Response Fees and Expenses :

$10,000 Maximum benefit per Certificate Period (not Subject to Deductible)

Bedside Visit :

$1,500 per Certificate Period (not Subject to Deductible)

Travelers insurance plans by Travelers Trust feature low cost premiums with excellent medical benefits and coverage. When you traveling abroad, be sure you are protected with quality travelers insurance. Your life may depend on it.